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Beware of Workaholics: Household Preferences and Individual Equilibrium Utility

Gersbach, Hans; Haller, Hans - Institute for the Study of Labor (IZA) - 2005

This paper analyzes the effects of sociological changes in the form of a shift of influence within two-member households participating in labor and product markets. The most striking effects occur when household members differ in individual preferences and enjoy positive leisure-dependent...

Persistent link: https://www.econbiz.de/10005703771

Can Basic Entrepreneurship Transform the Economic Lives of the Poor?

Bandiera, Oriana; Burgess, Robin; Das, Narayan; … - Institute for the Study of Labor (IZA) - 2013

The world's poorest people lack capital and skills and toil for others in occupations that others shun. Using a large-scale and long-term randomized control trial in Bangladesh this paper demonstrates that sizable transfers of assets and skills enable the poorest women to shift out of...

Persistent link: https://www.econbiz.de/10010658712

Limited Attention as the Scarce Resource in an Information-Rich Economy

Falkinger, Josef - Institute for the Study of Labor (IZA) - 2005

This paper uses basic empirical facts from attention and perception psychology for a behavioral approach to equilibrium …-rich and whether scarcity of attention complements economic scarcity. A conventional economic equilibrium results if subjects … equilibrium diversity and level of attentionseeking activities are shown. At the normative level, welfare, efficiency and optimal …

Persistent link: https://www.econbiz.de/10005761803

Social Learning and Health Insurance Enrollment: Evidence from China's New Cooperative Medical Scheme

Liu, Hong; Sun, Qi; Zhao, Zhong - Institute for the Study of Labor (IZA) - 2013

This paper examines the role of social learning in household enrollment decisions for the New Cooperative Medical Scheme in rural China by estimating a static game with incomplete information. Using a rich dataset from the China Health and Nutrition Survey, we find that the social network...

Persistent link: https://www.econbiz.de/10010990935

Impact of China's Urban Resident Basic Medical Insurance on Health Care Utilization and Expenditure

Liu, Hong; Zhao, Zhong - Institute for the Study of Labor (IZA) - 2012

In 2007, China launched a subsidized voluntary public health insurance program, the Urban Resident Basic Medical Insurance, for urban residents without formal employment, including children, the elderly, and other unemployed urban residents. We estimate the impact of this program on health care...

Persistent link: https://www.econbiz.de/10011252288

Concept and Unintended Consequences of Weather Index Insurance: The Case of Mexico

Fuchs, Alan; Wolff, Hendrik - Institute for the Study of Labor (IZA) - 2011

Recently, Weather Index Insurance (WII) has received considerable attention as a tool to insure farmers against weather related risks, particularly in developing countries. Donor organizations, local governments, insurance companies, development economists as well as agricultural economists are...

Persistent link: https://www.econbiz.de/10009403387

A Dynamic Model of Demand for Private Health Insurance in Ireland

Finn, Claire; Harmon, Colm - Institute for the Study of Labor (IZA) - 2006

The Irish health care system offers a tax financed, universal entitlement to public care at a nominal user fee, nonetheless 50% of the Irish population purchase private health insurance. This paper empirically models the propensity to insure as a function of individual and household...

Persistent link: https://www.econbiz.de/10005703221

A Dynamic Analysis of the Demand for Health Insurance and Health Care

Bolhaar, Jonneke; Lindeboom, Maarten; van der Klaauw, Bas - Institute for the Study of Labor (IZA) - 2008

We investigate the presence of moral hazard and advantageous or adverse selection in a market for supplementary health insurance. For this we specify and estimate dynamic models for health insurance decisions and health care utilization. Estimates of the health care utilization models indicate...

Persistent link: https://www.econbiz.de/10005822176

The Dynamics of Market Insurance, Insurable Assets, and Wealth Accumulation

Koeniger, Winfried - Institute for the Study of Labor (IZA) - 2002

We analyze dynamic interactions between market insurance, the stock of insurable assets and liquid wealth accumulation in a model with non-durable and durable consumption. The stock of the durable is exposed to risk against which households can insure. Since the model does not have a closed form...

Persistent link: https://www.econbiz.de/10005822601

Labor and Financial Market Interactions: The Case of Labor Income Risk and Car Insurance in the UK 1969-95

Koeniger, Winfried - Institute for the Study of Labor (IZA) - 2001

Microeconomic theory predicts that under certain regularity conditions higher idiosyncratic risk increases the propensity to insure against independent marketable risks. We apply these predictions to the specific case of labor income risk and car insurance using data from the UK. The main...

Persistent link: https://www.econbiz.de/10005703033