This paper analyzes the relationship between individuals' locus of control and their savings behavior, i.e. wealth … accumulation, savings rates, and portfolio choices. Locus of control is a psychological concept that captures individuals' beliefs …-of-control gap in savings rates is largest among rich households, the gap in wealth accumulation is particularly large for poor …

, good-specific discounting, under certain conditions, can explain the persistence of poverty and low savings by the poor …

, savings, length of stay in the U.S., and citizenship status affect the probability of homeownership before the recession and …

Many households have insufficient savings to handle moderate and routine consumption shocks. Many of these financially …-Linked Savings (PLS) accounts, that combine principal-security with lottery-type jackpots, can increase savings among these at …-risk households. Results from an online experiment show that the introduction of PLS accounts increase total savings and reduce …

is the correct specification for the analysis of migrants' savings and remittances rather than the conventional Tobit …

This paper analyses the savings behaviour of natives and immigrants in Germany. It is argued that uncertainty about … savings. Using the German Socio-economic Panel data it is shown that, although immigrants have lower levels of savings and are … less likely to have regular savings than natives, the gap is significantly narrowed once we take loan repayments and …

-migrant. Although migrants lose their original social networks whilst overseas, savings and human capital accumulation acquired abroad …