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Making Work Pay for the Indebted: The Effect of Debt Services on the Exit Rates of Unemployed Individuals

Koning, Pierre - Institute for the Study of Labor (IZA) - 2013

This paper investigates the effectiveness of an intervention that was targeted at a specific group of Dutch Social Assistance (SA) recipients with debt problems. With a large share of the income gains of work resumption were transferred to the creditors, these individuals experienced a strong a...

Persistent link: https://www.econbiz.de/10010734430

Personal Bankruptcy Law, Wealth and Entrepreneurship: Theory and Evidence from the Introduction of a "Fresh Start"

Fossen, Frank M. - Institute for the Study of Labor (IZA) - 2011

A personal bankruptcy law that allows for a "fresh start" after bankruptcy reduces the individual risk involved in … entrepreneurial activity. On the other hand, as risk shifts to creditors who recover less of their credit after a debtor's bankruptcy … forgiving personal bankruptcy law are less relevant for wealthy potential entrepreneurs who still risk losing their wealth, but …

Persistent link: https://www.econbiz.de/10008804593

Too Low to Be True: The Use of Minimum Thresholds to Fight Tax Evasion

Tonin, Mirco - Institute for the Study of Labor (IZA) - 2011

The enforcement of compliance with tax regulation is a complex task. This is particularly the case when the administrative capacity of the tax authority is low, as it often happens in developing and transition countries. This paper draws on some international experiences in fighting tax evasion...

Persistent link: https://www.econbiz.de/10008839268

Internal Migration in the United States

Molloy, Raven; Smith, Christopher L.; Wozniak, Abigail - Institute for the Study of Labor (IZA) - 2011

We review patterns in migration within the US over the past thirty years. Internal migration has fallen noticeably since the 1980s, reversing increases from earlier in the century. The decline in migration has been widespread across demographic and socioeconomic groups, as well as for moves of...

Persistent link: https://www.econbiz.de/10009220621

Better Means More: Property Rights and High-Growth Aspiration Entrepreneurship

Estrin, Saul; Korosteleva, Julia; Mickiewicz, Tomasz - Institute for the Study of Labor (IZA) - 2009

This paper contrasts the determinants of entrepreneurial entry and high-growth aspiration entrepreneurship. Using the Global Entrepreneurship Monitor (GEM) surveys for 42 countries over the period 1998-2005, we analyse how institutional environment and entrepreneurial characteristics affect...

Persistent link: https://www.econbiz.de/10005015496

Geography vs. Institutions at the Village Level

Grimm, Michael; Klasen, Stephan - Institute for the Study of Labor (IZA) - 2008

There is a well-known debate about the roles of geography versus institutions in explaining the long-term development of countries. These debates have usually been based on cross-country regressions where questions about parameter heterogeneity, unobserved heterogeneity, and endogeneity cannot...

Persistent link: https://www.econbiz.de/10005762190

Detecting Mortgage Delinquencies

Askitas, Nikos; Zimmermann, Klaus F. - Institute for the Study of Labor (IZA) - 2011

Insights to detect ensuing mortgage delinquencies. Such searches locate documents which assist to write a successful loan …

Persistent link: https://www.econbiz.de/10009225764

Wage Determination in the U.S. Airline Industry: Union Power under Product Market Constraints

Hirsch, Barry T. - Institute for the Study of Labor (IZA) - 2006

The paper analyzes wages in the U.S. airline industry, focusing on the role of collective bargaining in a changing product market environment. Airline unions have considerable strike threat power, but are constrained by the financial health of carriers. Since airline deregulation, compensation...

Persistent link: https://www.econbiz.de/10005822463

Business, Bankruptcy, and Beliefs: The Financial Demise of NBA Stars

Henry, Ruby - Institute for the Study of Labor (IZA) - 2013

outcomes of both entrepreneurial activity (investment effort) and bankruptcy. Without correcting for endogeneity it does appear … that starting businesses causes bankruptcy. After using charitable foundations as an instrument, however, the data confirms … effect of confidence on bankruptcy to be non-monotonic. Having some confidence decreases the probability of bankruptcy, but …

Persistent link: https://www.econbiz.de/10010705553

Debt Portfolios

Hintermaier, Thomas; Koeniger, Winfried - Institute for the Study of Labor (IZA) - 2011

by owner-occupied housing whereas unsecured debt can be discharged according to bankruptcy regulations. We show that the … in homestead exemptions, which are an important part of U.S. bankruptcy regulation, have a small effect on the quantity …

Persistent link: https://www.econbiz.de/10009003472