This paper analyses the savings behaviour of natives and immigrants in Germany. It is argued that uncertainty about … savings. Using the German Socio-economic Panel data it is shown that, although immigrants have lower levels of savings and are … less likely to have regular savings than natives, the gap is significantly narrowed once we take loan repayments and …

This paper examines the relative savings position of migrant households in West Germany, paying particular attention to …), our findings reveal significant differences in the savings rates between foreign-born and Germanborn individuals. These … the determinants of immigrants’ savings rates reveal that intended return migration does not only affect remittances, but …

Many households have insufficient savings to handle moderate and routine consumption shocks. Many of these financially …-Linked Savings (PLS) accounts, that combine principal-security with lottery-type jackpots, can increase savings among these at …-risk households. Results from an online experiment show that the introduction of PLS accounts increase total savings and reduce …

negative idiosyncratic shock, because of the program liquidity injection, thus they can reduce their precautionary savings. We …