Examines the price of the standard Medigap policies (H, I, and J) that cover prescription drugs. Notes that premiums for these policies are high, at about $1,400 per year for minimum coverage, with wide state variation. Furthermore, the average cost to upgrade a policy to cover drugs ranges from...

Employer-sponsored health insurance (ESI) is the dominant source of coverage for nonelderly adults in the United States. Virtually all businesses with 200 or more workers offer coverage to at least some of their employees, whereas many small businesses do not offer it to any. An important reason...

To address the unmet need for employment-related health care services among persons with disabilities, an alternative and potentially viable policy solution is the development of a new type of subsidized coverage to ‘wrap-around’ the new ACA coverage or other private and public...

This brief found that small businesses that continue to offer coverage will face changes in what plans are available to offer. As individual and Small Business Health Options Program (SHOP) exchanges are developed, employees of small businesses will likely receive more choices and more...

Most of what is known about the health insurance coverage of U.S. children has been derived from sample surveys of households, although these surveys provide quite varying estimates of the proportion of children who are uninsured. This report explains some of the reasons behind these diverse...

Available from Urban Institute as "Counting the Uninsured: A Review of the Literature" part of the Assessing the New Federalism project. (202) 857-8687.

This book chapter examines how firms behaved with respect to employment-based health insurance before Affordable Care Act deliberations and uses that behavior to predict the changes that might occur when the legislative requirements become fully implemented.

This study focused on features that influence the enrollment of nonelderly, lower income adults into state and local programs that subsidize health coverage or care. Recognizing the well-established need for significant premium subsidies, the study focused on other determinants of enrollment and...

This report uses National Health Interview Survey (NHIS) data linked to data from the Social Security Disability Insurance (SSDI) and Medicare programs to create profiles of SSDI beneficiaries during the three years before and after SSDI entry to illustrate changes in insurance status, health...