This paper examines the impact of bank regulations, market structure, and national institutions on bank net interest … margins and overhead costs using data on over 1,400 banks across 72 countries while controlling for bank …-specific characteristics. The data indicate that tighter regulations on bank entry and bank activities boost the cost of financial …

policy implications as they imply that the same regulation will have different effects on bank risk taking depending on the …, their ownership structures, and national bank regulations. We focus on conflicts between bank managers and owners over risk …, and show that bank risk taking varies positively with the comparative power of shareholders within the corporate …

effects of bank regulation and the impact of deregulation. We find that where entry was more restricted the cost of credit was …We use exogenous variation in the degree of restrictions to bank competition across Italian provinces to study both the … increase in bad loans. In provinces where restrictions to bank competition were most severe, the proportion of bad loans after …

may threaten financial stability by increasing bank failures and by increasing the incentives for banks to take on more … financial stability and strengthen the banking system is to adopt a system of structured bank capital requirements with early …

Bank payout policy is strongly affected by regulation and politics, especially for the largest banks. Banks, but not … industrial firms, have consistently lower payouts in times of high regulation uncertainty and under democratic presidents. After … the Global Financial Crisis, bank regulators' influence on payout policies of the largest banks increases sharply and …

predict bank failures and balance-sheet outcomes, confirming their relevance for understanding risks to the real economy …

next three months. A comprehensive bank-level database reveals the public responded to signals sent by regulators' actions …

In recent years, assets of non-bank financial intermediaries (NBFIs) have grown significantly relative to those of … substitutes, performing substantially similar activities, with banks inside and NBFIs outside the perimeter of banking regulation …. We argue instead that NBFI and bank businesses and risks are so interwoven that they are better described as having …

Bank branch density, defined as the number of bank branches to total deposits, has significantly declined over the past …