The intention of this paper is to review research on lapse in life insurance and to outline potential new areas of … research in this field. We consider theoretical lapse rate models as well as empirical research on life insurance lapse and …

capital requirements and thus systemic risk in the insurance sector. We critically review the equity risk module in three …

We compare cliquet-style interest rate guarantees used in German participating life insurance contracts across …

This paper demonstrates the presence of adverse selection in the group insurance market for policies that allow no … individual choice. As a “conventional wisdom,” group insurance mitigates adverse selection, since individual choice is minimized … group insurance scenario in which individual choice is excluded, and find that there is still adverse selection at the level …

This paper reviews the extant research on systemic risk in the insurance sector and outlines new areas of research in … organizations. The survey reveals that traditional insurance activity in the life, non-life, and reinsurance sectors neither …

influences demand, both within the microinsurance and the traditional insurance markets. A comparison with traditional markets … effects on the decision to buy microinsurance. The influence of trust on insurance take-up and the unanticipated results for …

This paper reviews the extant research on systemic risk in the insurance sector and outlines potential new areas of … regulation, such as Solvency II, the upcoming regulation for insurance companies in the European Union. Thus, this paper is of …