Studies of pre- and post-retirement annual income have focused on the extent to which income falls at this crucial … stage in life. Although these studies vary in scope and intent, the overall consensus is that the Canadian retirement income … system provides income replacement rates that are in the excess of 60% to 70% for a plurality of Canadians, especially for …

In this study, the income management strategies of Canadian couples are examined using data from the 2007 General … allocative, pooled, or separate strategy is explored. Results show that the income management strategies used by these couples … and with the amount of income received by wives or female partners. …

Discussions of pension adequacy for elderly Canadians have used the rate at which income falls with age; the income … replacement rate or the ratio of post-retirement income to pre-retirement income. Use of income streams to assess post … example, work-related expenses) can be expected to fall after retirement, a declining income stream does not necessarily …