The 5th joint SUERF/Bank of Finland joint conference was held in Helsinki on 13 June 2013. The general theme of the …

addition to general sluggishness, bank deposit rates’ reactions are clearly asymmetric: flexible when market rates are …

competition and consumer protection policies as well as direct interventions discouraging large value cash payments would be …

paper is among the first to apply this methodology on a detailed, bank-level dataset from the retail banking sector. It …

We address how lending market competition, measured by banks’ bargaining power, affects the agency costs of debt … financier. Moreover, intensified lending market competition leads to lower lending rates and to investment return distributions … with lower and less risky returns. Hence increased lending market competition reduces the agency cost of debt financing …

Recently, banking literature has had a quest for appropriate pricing of bank loans under the new Basel II rules and has … price bank’s corporate loans, aiming at making bank managers aware of the creation/destruction of shareholder value. We show …

owners can increase Chinese bank efficiency. These findings suggest that minority foreign ownership of the big four is likely …