"Under the traditional "competition-fragility" view, more bank competition erodes market power, decreases profit … margins, and results in reduced franchise value that encourages bank risk taking. Under the alternative "competition … capital ratios. "--World Bank web site …

in banking"--World Bank web site …"The relationships among competition in the financial sector, access of firms to external financing, and associated … economic growth are ambiguous in theory. Moreover, measuring competition in the financial sector can be complex. In this paper …

thus dampens the negative effect that deposit insurance has on banks' risk taking. "--World Bank web site …"There is a wide cross-country variation in the institutional structure of bank failure resolution, including the role … scheme are more stable and less likely to become insolvent. Involvement of the deposit insurer in bank failure resolution …

the policies to forestall them. The paper concludes by identifying directions for future research. "--World Bank web site …"A rapidly growing empirical literature is studying the causes and consequences of bank fragility in contemporary …

conducive to crisis can also be associated with more unequal societies."--World Bank web site …

larger effort in the group to understand the sources of growth and volatility"--World Bank web site …