This note reports on an empirical exercise designed to examine the connection between a student's decision on test-taking time and resulting test scores. Based on a small sample of microeconomics principles students observed over several tests, evidence is found supporting a positive impact of...

This paper is the first to quantify the effect of crime rates on rates of default of residential mortgages. Based on a model of default in which crime rates can affect the liquidity of mortgageholders as well as their default option through property values, regression analysis is used to analyse...