The distinctive element for financial advisors is represented by their interpersonal skills, more than technical expertise, in order to meet the growing demand of investors for competence, empathy and efficiency

This paper analyzes the methods of rating attribution of the major international agencies (Moody’s, Fitch and Standard & Poor’s) between 2005 and 2010 for a sample of Italian and European listed banks and tests empirically, through the multivariate analysis of Ols, the possible relations of...