Showing 1 - 10 of 329
This paper focuses on the recent changes in banking systems and how bank-specific characteristics have affected credit … supply in five Latin American countries (Brazil, Chile, Colombia, Mexico and Peru). We use detailed credit registry data and … funding, and a commercial business model generally supply more credit. Such banks are also more sheltered from monetary and …
Persistent link: https://www.econbiz.de/10012864779
surprises on credit supply, I take the changes in interest rate derivatives immediately after each MP announcement and bring … of the effects of contractionary MP on credit and about two thirds on employment …
Persistent link: https://www.econbiz.de/10012864776
We aim to assess the impact of capital- and currency-based macroprudential policy measures on credit growth at the bank …-firm level, using credit registry data from Argentina. We examine the impact of the introduction and tightening of a capital … buffer and a limit on the foreign currency position of financial institutions on credit growth of firms, estimating fixed …
Persistent link: https://www.econbiz.de/10012943211
resilience and curbing excesses in the credit supply. The first measure, the countercyclical reserve requirement, was implemented … in 2007 to control excessive credit growth. The second was the dynamic provisioning scheme for commercial loans, which … provisions and the countercyclical reserve requirement had a negative effect on credit growth, and that this effect varies …
Persistent link: https://www.econbiz.de/10012956584
This paper uses loan-level data from Peru's credit registry to determine how the role of bank-specific characteristics … (i.e. bank size, liquidity, capitalization, funding, revenue, and profitability) may affect the supply of credit in …. Finally, we assess how the link between bank-specific characteristics and credit supply is affected by global financial …
Persistent link: https://www.econbiz.de/10014104725
credit booms. Such equilibria are characterised by sharp increases in credit supply and deteriorations in average loan …
Persistent link: https://www.econbiz.de/10013028276
We study the impact of bank credit supply on firm output and productivity. By exploiting a matched firm-bank database … which covers all the credit relationships of Italian corporations over more than a decade, we measure idiosyncratic supply …-side shocks to firms' credit availability. We use our data to estimate a production model augmented with financial frictions and …
Persistent link: https://www.econbiz.de/10012923261
governance structures, there is a procyclical risk-taking response to credit growth in the case of both public and private banks …
Persistent link: https://www.econbiz.de/10012977341
The unique structure of syndicated lending results in information asymmetries within the lending syndicate between banks of varying degrees of seniority. While previous studies have attempted to use indirect proxy measures to capture the effects of such information asymmetries, in this paper we...
Persistent link: https://www.econbiz.de/10013067305
The paper investigates whether impaired asset segregation tools, otherwise known as bad banks, and recapitalisation lead to a recovery in the originating banks' lending and a reduction in non-performing loans (NPLs). Results are based on a novel data set covering 135 banks from 15 European...
Persistent link: https://www.econbiz.de/10012841855