Narrow search
Showing 1 - 10 of 165
Cover Image
Switching cost and deposit demand in China
Ho, Chun-Yu - 2014
This paper develops and estimates a dynamic model of consumer demand for deposits in which banks provide differentiated products and product characteristics that evolve over time. Existing consumers are forward-looking and incur a fixed cost for switching banks, whereas incoming consumers are...
Persistent link: https://www.econbiz.de/10012148726
Cover Image
Switching cost and deposit demand in China
Ho, Chun-Yu - Siirtymätalouksien tutkimuslaitos, Suomen Pankki - 2014
This paper develops and estimates a dynamic model of consumer demand for deposits in which banks provide differentiated products and product characteristics that evolve over time. Existing consumers are forward-looking and incur a fixed cost for switching banks, whereas incoming consumers are...
Persistent link: https://www.econbiz.de/10010818556
Cover Image
The effects of focus versus diversification on bank performance: Evidence from Chinese banks
Berger, Allen N.; Hasan, Iftekhar; Zhou, Mingming - 2010
This paper investigates the effects of focus versus diversification on bank performance using data on Chinese banks during the 1996-2006 period. We construct a new measure, economies of diversi-fication, and compare the results to those of the more conventional focus indices, which are based on...
Persistent link: https://www.econbiz.de/10012148603
Cover Image
Is bank competition detrimental to efficiency? Evidence from China
Fungáčová, Zuzana; Pessarossi, Pierre; Weill, Laurent - 2012
This paper addresses the relationship between bank competition and efficiency by computing Lerner indices and cost … efficiency scores for a sample of Chinese banks over the period 2002-2011. Granger-causality tests are performed in a dynamic GMM … competition over the period, even as cost efficiency improves. In a departure from the empirical literature showing that …
Persistent link: https://www.econbiz.de/10012148686
Cover Image
Do capital requirements affect bank efficiency? Evidence from China
Pessarossi, Pierre; Weill, Laurent - 2013
between capital ratio and bank efficiency for Chinese banks over the period 2004?2009, taking advantage of the profound … the capital ratio on banks' cost efficiency. We find that such an increase has a positive effect on cost efficiency, the … can improve bank efficiency. …
Persistent link: https://www.econbiz.de/10012148714
Cover Image
Do capital requirements affect bank efficiency? Evidence from China
Pessarossi, Pierre; Weill, Laurent - Siirtymätalouksien tutkimuslaitos, Suomen Pankki - 2013
This paper contributes to the debate on the effect of capital requirements on bank efficiency. We study the relation … between capital ratio and bank efficiency for Chinese banks over the period 2004-2009, taking advantage of the profound … the capital ratio on banks’ cost efficiency. We find that such an increase has a positive effect on cost efficiency, the …
Persistent link: https://www.econbiz.de/10010818558
Cover Image
Is bank competition detrimental to efficiency? Evidence from China
Fungácová, Zuzana; Pessarossi, Pierre; Weill, Laurent - Siirtymätalouksien tutkimuslaitos, Suomen Pankki - 2012
This paper addresses the relationship between bank competition and efficiency by computing Lerner indices and cost … efficiency scores for a sample of Chinese banks over the period 2002-2011. Granger-causality tests are performed in a dynamic GMM … competition over the period, even as cost efficiency improves. In a departure from the empirical literature showing that …
Persistent link: https://www.econbiz.de/10010818570
Cover Image
The effects of focus versus diversification on bank performance: Evidence from Chinese banks
Berger, Allen N.; Hasan, Iftekhar; Zhou, Mingming - Siirtymätalouksien tutkimuslaitos, Suomen Pankki - 2010
This paper investigates the effects of focus versus diversification on bank performance using data on Chinese banks during the 1996-2006 period. We construct a new measure, economies of diversification, and compare the results to those of the more conventional focus indices, which are based on...
Persistent link: https://www.econbiz.de/10008540685
Cover Image
Too many to fail? Inter-enterprise arrears in transition economies
Hildebrandt, Antje - 2002
In advanced market economies, the use of trade credits is an important way of short-term financing and generally considered as being part of normal business practice.Some transition economies, however, have experienced a rapid accumulation of trade credits which have led to interlocking webs of...
Persistent link: https://www.econbiz.de/10012148440
Cover Image
The politics of bank failures in Russia
Fungáčová, Zuzana; Karas, Alexei; Solanko, Laura; … - 2022
Russia has witnessed a high number of bank failures over the last two decades. Using monthly data for 2002-2020, spanning four election cycles, we test the hypothesis that bank failures are less likely before presidential elections. We find that bank failures are less likely to occur in the...
Persistent link: https://www.econbiz.de/10013408687