Social inequality and societal fragmentation have become major concerns in many OECD countries and developing regions in recent years. Policymakers and researchers assume that economic factors such as income inequality and/or unemployment cause and aggravate these trends. The 2030 Agenda...

The demand for digital financial services has risen significantly over recent years. The COVID-19 pandemic has accelerated this trend and since the focus has shifted towards economic recovery, digital lending has become central. Digital credit products exploit traditional and alternative...