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International Dimensions in the Financing of Higher Education

Chapman, Bruce; Tulip, Peter - Research School of Economics, College of Business and … - 2008

instruments of government intervention for student financing: guaranteed bank loans, and income contingent loans. It is argued … that income contingent loans have a number of advantages over government guaranteed bank loans, and this seems to be …

Persistent link: https://www.econbiz.de/10004971316

Thailand’s Student Loan Fund: An Analysis of Interest Rate Subsidies and Repayment Hardships

Chapman, Bruce; Lounkaew, Kiatanantha; Polsiri, Piruna; … - Research School of Economics, College of Business and … - 2009

This paper presents analysis of the implicit subsidies and repayment hardships of Thailand’s Student Loan Fund (SLF). Comparisons are made between the current SLF with alternative similar schemes, assuming different rates of interest and loan repayment periods. We find that the implicit...

Persistent link: https://www.econbiz.de/10004970063

Income Contingent Loans for Higher Education: International Reform

Chapman, Bruce - Research School of Economics, College of Business and … - 2005

economic fortunes, and an unwillingness of banks to provide loans because of the absence of collateral. It follows that without … education. The historically most common response to this market failure — a government guarantee to repay student loans to banks … in the event of default — is associated with significant problems. Income contingent loans offer a possible solution …

Persistent link: https://www.econbiz.de/10004970067

Income Contingent Student Loans for Thailand: Alternatives Compared

Chapman, Bruce; Lounkaew, Kiatanantha - Research School of Economics, College of Business and … - 2009

This paper illustrates the extent of implicit taxpayer subsidies under four possible income contingent loan (ICL) arrangements for Thailand: TICAL, implemented in 2007 only, a variant of TICAL, and two alternative ICL schemes. The implicit taxpayer subsidy calculated with respect to average...

Persistent link: https://www.econbiz.de/10004970078

The Consequences of Recent Changes in Financing for Australian Higher Education.

Chapman, B; Salvage, T - Research School of Economics, College of Business and … - 1997

The changes made to Australian higher education financing in the 1996-97 Budget are arguable the most significant since the abolition of tertiary fees in 1974. This paper examines the nature and extent of the changes in terms of what they mean for students enrolling for the first time in 1997...

Persistent link: https://www.econbiz.de/10004971335

An Analysis of FEE-HELP in the Vocational Education and Training Sector

Chapman, Bruce; Rodrigues, Mark; Ryan, Chris - Research School of Economics, College of Business and … - 2008

financial instrument based on the Higher Education Contribution Scheme (HECS)). It is argued that income contingent loans of …

Persistent link: https://www.econbiz.de/10004977296

Improving College Access and Success for Low-Income Students: Evidence from a Large Need-based Grant Program

Fack, Gabrielle; Grenet, Julien - C.E.P.R. Discussion Papers - 2013

Using comprehensive administrative data on France’s single largest financial aid program, this paper provides new evidence on the impact of large-scale need-based grant programs on the college enrollment decisions, persistence and graduation rates of low-income students. We exploit sharp...

Persistent link: https://www.econbiz.de/10011083852

Expanding the Welfare System: A Proposal for Reform

Orszag, Mike; Snower, Dennis J. - C.E.P.R. Discussion Papers - 1997

This proposal involves the establishment of ‘welfare accounts’ for every person in a country. There are four accounts: a retirement account (covering pensions), an unemployment account (covering unemployment support), a human capital account (covering education and training), and a health...

Persistent link: https://www.econbiz.de/10005661484

The Design of Optimal Education Policies

De Fraja, Gianni - C.E.P.R. Discussion Papers - 1998

The paper studies the optimal education policy of a budget-constrained utilitarian government. Households differ in their income and in the intellectual ability of their children; income is observed by the government, but ability is private information. Households can choose to use private...

Persistent link: https://www.econbiz.de/10005666893

Policy Perspectives on Hifher Education Financing : A Comprehensive Program of National Scholarship / Cost Functions for Australian Universities : A Survey of Results with Implications for Policy

Markel, P; Heaton, C; Throsby, D - Research School of Economics, College of Business and … - 1997

On the past decade, higher eduction has undergone a massive expansion. As a result of this growth, and the way in which it has taken place, attention needs to be given to a whole range of issues. These include : scale of higher education, funding, university/government relations, research,...

Persistent link: https://www.econbiz.de/10005032822