) focus and diversification using a unique data set that is able to identify individual bank loan exposures to different … expansion into newer or competitive industries. We find that industrial loan diversification reduces bank return while … result that emerges from our empirical findings is that diversification of bank assets is not guaranteed to produce superior …

functions with national authorities. However, the sheer size of bank balance sheets suggest that the euro area must also … centralized fiscal backstop to finance bank resolution and deposit insurance. …

lending to the banks’ owners, although they strongly maintained otherwise in autumn 2007. Neither the FSA nor the Central Bank …

the cross-section of banks; and, the negative German loading reflects funding risk (flight away from bank funding to … various proxies for bank short-term debt. Large banks and banks with low Tier 1 ratios and high risk-weighted assets had …” – greater exposure of domestic banks to its sovereign’s bonds – which is partly explained by the European Central Bank funding …

This paper studies the determinants of global liquidity using data on cross-border bank flows, with a longer time … liquidity is driven primarily by uncertainty (VIX), US monetary policy (term premia), and UK and Euro Area bank conditions … tools, and bank regulation. …

banks. When bank default risk becomes significant, retail deposit insurance creates an asymmetry between banks that operate …

domestic and foreign bank creditors. Second, banks do not hedge their exchange rate risk. Third, there is a lending boom before …