aforementioned indicators shows that the performance of Brunei Darussalam in terms of access to banks and financial inclusion had …

core. The estimated model matches four facts about banks’ Tobin’s Q that summarize bank leverage dynamics. (1) Book and … nor market leverage constraints are binding for most banks; (4) bank leverage and Tobin’s Q are mean reverting but highly …

regulation on the probability of a crisis. We test this relationship by applying a Probit model of a non-linear specification to …: it rises as regulation stringency moves from low to medium levels and falls from medium to high levels. Countries located …

Europe. Therefore the paper considers the development of the Estonian banking sector and derives individual banks´ fragility … banks´ distress probabilities. Overall, the results suggest that market indicators are moderately useful for anticipating …

: banks with a one standard deviation higher IT-adoption experienced 10% lower non-performing loans. High-IT-adoption banks … observable characteristics. Loan-level analysis indicates that high-IT-adoption banks originated mortgages with better … and find that banks led by more "tech-oriented" managers adopted IT more intensively and experienced lower non …

pure illiquidity risk. It is shown that, when bad states are highly unlikely, public provision of liquidity may improve the … allocation, even though it encourages more risk taking (less liquid investment) by private banks. In general, however, there is … an incentive of financial intermediaries to free ride on liquidity in good states, resulting in excessively low liquidity …

, complementary channel: risk taking. We model banks’ portfolio choice under moral hazard and emphasize the ‘incentive function’ of … stability and welfare gains, (ii) a revenue-neutral ACE unambiguously improves financial stability, and (iii) capital regulation …

We analyze link between mortgage-related regulatory penalties levied on banks and the level of systemic risk in the U … the public, long-term systemic risk among banks tends to increase. From the dynamic perspective, bank penalties represent …

. There are two main results: First, if all banks have enough liquidity so that they can honor their short-term obligations, a … banks, a financial transactions tax contributes to financial distress and undoes other policy measures that are used to …