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What is an adequate standard of living during retirement?

Binswanger, Johannes; Schunk, Daniel - 2009

Many economists and policy-makers argue that households do not save enough to maintain an adequate standard of living during retirement. However, there is no consensus on the answer to the underlying question about what this standard should be, despite the fact that it is crucial for the design...

Persistent link: https://www.econbiz.de/10003923525

The Size and Composition of Wealth Holdings in the United States, Italy, and the Netherlands

Kapteyn, Arie; Panis, Constantijn - 2021

This paper analyzes retirement saving and portfolio choice in the United States, Italy, and the Netherlands. While these countries enjoy roughly the same standard of living, they vary widely in their institutional organization of retirement income provisions. Building on extensions of the life...

Persistent link: https://www.econbiz.de/10013230997

Effective retirement savings programs : design features and financial education

Olsen, Anya; Whitman, Kevin - In: Social security bulletin 67 (2007) 3, pp. 53-72

Persistent link: https://www.econbiz.de/10003796481

Lifetime earnings, social security benefits, and the adequacy of retirement wealth accumulation

Engen, Eric M.; Gale, William G.; Uccello, Cori E. - In: Social security bulletin 66 (2005) 1, pp. 38-57

Persistent link: https://www.econbiz.de/10003405961

Assessing the performance of life-cycle portfolio allocation strategies for retirement saving : a simulation study

Bridges, Benjamin; Gesumaria, Robert; Leonesio, Michael V. - In: Social security bulletin 70 (2010) 1, pp. 23-43

Persistent link: https://www.econbiz.de/10003978629

Does retirement education teach people to save pension distributions?

Muller, Leslie A. - In: Social security bulletin 64 (2001) 4, pp. 48-65

Persistent link: https://www.econbiz.de/10001781806

Financial Literacy and Retirement Planning in the United States

Lusardi, Annamaria - 2011

We examine financial literacy in the United States using the new National Financial Capability Study, wherein we demonstrate that financial literacy is particularly low among the young, women, and the less-educated. Moreover, Hispanics and African-Americans score the least well on financial...

Persistent link: https://www.econbiz.de/10013124228

Annuity Prices and Saving Behavior in the United States

Friedman, Benjamin M. - 2010

The observed reluctance of most individuals in the United States to buy individual life annuities, and the concomitant approximately flat average age-wealth profile, stand in sharp contradiction to the standard life cycle model of consumption-saving behavior. The analysis in this paper lends...

Persistent link: https://www.econbiz.de/10012762959

The Importance of Default Options for Retirement Savings Outcomes : Evidence from the United States

Beshears, John - 2009

This paper summarizes the empirical evidence on how defaults impact retirement savings outcomes. After outlining the … defaults impact retirement savings outcomes at all stages of the savings lifecycle, including savings plan participation …, savings rates, asset allocation, and post-retirement savings distributions. The paper then discusses why defaults have such a …

Persistent link: https://www.econbiz.de/10012767434

Have Iras Increased U.S. Saving? : Evidence from Consumer Expenditure Surveys

Venti, Steven F.; Wise, David A. - 2021

The vast majority of Individual Retirement Account contributions represent net new saving, based on evidence from the quarterly Consumer Expenditure Surveys (CES). The results are based on analysis of the relationship between IRA contributions and other financial asset saving. The data show...

Persistent link: https://www.econbiz.de/10013218431

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