Similar Search Results

Transferable ageing provisions in individual health insurance contracts

Baumann, Florian; Meier, Volker; Werding, Martin - 2004

We consider lifetime health insurance contracts in which ageing provisions are used to smooth the premium profile. The stock of capital accumulated for each individual can be split into two parts: a premium insurance and an annuitised life insurance, where the latter would be transferable...

Persistent link: https://www.econbiz.de/10011404278

Striking evidence : the impact of railway strikes on competition from intercity bus services in Germany

Beestermöller, Matthias Gerhard; Jessen-Thiesen, Levke; … - 2023

This paper investigates the impact of the largest rail strikes in German history on intercity buses - a then newly liberalised market. Using unique booking data of bus services, we exploit variation in rail service cancellations across routes to show that the disruption in rail transport...

Persistent link: https://www.econbiz.de/10014292134

Mobility and conflict

Bhattacharya, Sourav; Deb, Joyee; Kundu, Tapas - 2012

competition ; resource allocation …

Persistent link: https://www.econbiz.de/10009489032

Efficient transfer of aging provisions in private health insurance

Meier, Volker - 2003

In long-term private health insurance contracts, aging provisions are used to flatten premium profiles. An individual would like to change insurers if she perceives a low service quality. The first-best optimum is characterized by provision transfers which are higher for high risks and may be...

Persistent link: https://www.econbiz.de/10011514187

Buying control? : "locus of control" and the uptake of supplementary health insurance

Bonsang, Eric; Costa-Font, Joan; New, Sonja C. de - 2021

. Drawing on longitudinal data from Germany, we find robust evidence that individuals having an internal LOC are more likely to …

Persistent link: https://www.econbiz.de/10012607206

Plan responses to diagnosis-based payment : evidence from Germany's morbidity-based risk adjustment

Bauhoff, Sebastian; Fischer, Lisa; Göpffarth, Dirk; … - 2017

Many competitive health insurance markets adjust payments to participating health plans according to their enrollees' risk - including based on diagnostic information. We investigate responses of German health plans to the introduction of morbidity-based risk adjustment in the Statutory Health...

Persistent link: https://www.econbiz.de/10011659494

Transparency and policy competition : experimental evidence from German citizens and politicians

Blesse, Sebastian; Lergetporer, Philipp; Nover, Justus; … - 2023

A lack of transparency about policy performance can pose a major obstacle to welfare-enhancing policy competition …

Persistent link: https://www.econbiz.de/10013555713

A simple model of health insurance competition

Kemnitz, Alexander - 2010

This paper investigates competition between health insurance companies under different financing regulations. We … consider two alternatives advanced in recent German health care reform discussions: competition by contribution rates (health … contributions) and by fees (health premia). We find that contribution rate competition yields lower company profits and higher …

Persistent link: https://www.econbiz.de/10008698408

Heterogenous switching costs

Biglaiser, Gary; Crémer, Jacques; Dobos, Gergely - 2014

was an incumbent who sold to all consumers. We identify the equilibrium both with Stackelberg and Bertrand competition and …

Persistent link: https://www.econbiz.de/10010234544

Enhancing market power by reducing switching costs

Bouckaert, Jan J. (contributor); Degryse, Hans (contributor) - 2008

Competing firms often have the possibility to jointly determine the magnitude of consumers' switching costs. Examples include compatibility decisions and the option of introducing number portability in telecom and banking. We put forward a model where firms jointly decide to reduce switching...

Persistent link: https://www.econbiz.de/10003790579