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Funding self-employment : the role of consumer credit

Kneiding, Christoph; Kritikos, Alexander - 2011

overdrafts - to finance business activities. Controlling for financial and non-financial household variables we show that self … that overdrafts are used by self-employed to finance their business as well. This indicates that intermingling constitutes … a financing strategy when regular business loans might not be accessible. -- small business finance ; consumer credit …

Persistent link: https://www.econbiz.de/10009517869

Eigenkapitalvereinbarung nach Basel II : keine Einschränkung für den Mittelstand

Schäfer, Dorothea - In: DIW-Wochenbericht : Wirtschaft, Politik, Wissenschaft 70 (2003) 11, pp. 169-175

Persistent link: https://www.econbiz.de/10001738487

Verbessern Internet-Kreditmärkte den Kreditzugang für Unternehmerinnen?

Barasinska, Nataliya; Schäfer, Dorothea - In: DIW-Wochenbericht : Wirtschaft, Politik, Wissenschaft 77 (2010) 31, pp. 2-7

Persistent link: https://www.econbiz.de/10003992741

"Die Internet-Plattformen bieten ganz neue Zugangschancen zu Krediten" : acht Fragen an Nataliya Barasinska

Barasinska, Nataliya; Wittenberg, Erich - In: DIW-Wochenbericht : Wirtschaft, Politik, Wissenschaft 77 (2010) 31, pp. 8

Persistent link: https://www.econbiz.de/10003992746

Differences in euro-area household finances and their relevance for monetary-policy transmission

Hintermaier, Thomas; Koeniger, Winfried - 2019

, observed in the Household Finance and Consumption Survey (HFCS) for these countries. We then show that the heterogeneity in …

Persistent link: https://www.econbiz.de/10012133482

Household finances and well-being : an empirical analysis of comparison effects

Brown, Sarah; Gray, Daniel - 2014

This paper explores the importance of the household's financial position for an individual's level of well-being. Initially, the empirical analysis, based on a large nationally representative panel survey, aims to ascertain the impact of the household's monetary financial position on overall...

Persistent link: https://www.econbiz.de/10010413777

Locus of control and investment in risky assets

Salamanca, Nicolás; Grip, Andries de; Fouarge, Didier; … - 2016

We show that household heads with a strong internal economic locus of control are more likely to hold equity and hold a larger share of equity in their investment portfolio. This relation holds when we control for economic preferences and possible confounders such as financial literacy,...

Persistent link: https://www.econbiz.de/10011594548

The Great Recession and life satisfaction : the unique decline for Americans approaching retirement age

Ifcher, John; Zarghamee, Homa S.; Cabacungan, Amanda - 2016

Using data from the U.S. Centers for Disease Control and Prevention's Behavioral Risk Factor Surveillance System, we examine the impact of the Great Recession on subjective well-being (as measured by life satisfaction) and attempt to identify disparate effects by age. We find that those...

Persistent link: https://www.econbiz.de/10011595922

Introducing risk adjustment and free health plan choice in employer-based health insurance : evidence from Germany

Pilny, Adam; Wübker, Ansgar; Ziebarth, Nicolas R. - 2017

To equalize differences in health plan premiums due to differences in risk pools, the German legislature introduced a simple Risk Adjustment Scheme (RAS) based on age, gender and disability status in 1994. In addition, effective 1996, consumers gained the freedom to choose among hundreds of...

Persistent link: https://www.econbiz.de/10011703654

Economic development, novelty consumption, and body weight : evidence from the East German transition to capitalism

Dragone, Davide; Ziebarth, Nicolas R. - 2015

This paper develops a conceptual framework that can explain why economic development goes along with increases in body weight and obesity rates. We first introduce the concept of novelty consumption, which refers to an increase in food availability due to trade or innovation. Then we study how...

Persistent link: https://www.econbiz.de/10010510027