lending rates, which leads to an inefficiently large capital stock. Raising bank equity requirements reduces this dynamic … bank equity requirements under these circumstances can cause lifetime utility to decline. Hence, the timing of bank …

relatively large banks. Our findings suggest that the design of targeted lending benchmarks influences bank credit flows and that … a more binding benchmark would have been even more effective in stimulating bank lending …

This paper takes stock of European banks’ accumulated losses since 2007 and relates these to bank characteristics. In …

various estimation techniques, we find that the low interest rate environment indeed impairs bank performance and compresses …

This paper reviews studies exploring how higher bank capital requirements affect economic growth. There is little … evidence of a direct effect; research focuses on the indirect effects of capital requirements on credit supply, bank asset risk …, and cost of bank capital, which in turn can affect economic growth. Banks facing higher capital requirements can reduce …