deductions for early retirement. This paper examines the evolution of the profitability of pension contributions against the …

How to invest and decumulate wealth during retirement has far-reaching consequences for consumption during retirement … investigate the choice between phased withdrawal plans with varying riskiness resulting in volatile retirement income. We find … that 40% of the participants choose some risk and thus, accept fluctuations in retirement income. Second, we analyze the …

We study the role of household saving behaviour, of individual motives for saving and that of perceived liquidity … homogeneity across countries with respect to saving preferences and the relative importance of different motives for saving. In … significant and economically important determinants of household saving preferences and credit constraints. …

personalized feedback consisting of recommendations to self-set saving goals. These recommendations trigger increases in savings of … address crowding-out behavior into other forms of saving. …

measure the effects on actual saving behavior. Access to the tool decreases pension uncertainty for treated individuals …

We revisit the alleged retirement consumption puzzle. According to the life-cycle theory, foreseeable income reductions … such as those around retirement should not affect consumption. However, we first recall that given higher leisure … endowments after retirement, the theory does predict a fall of total market consumption expenditures. In order not to mistake …

effects of early retirement disincentives on retirement behavior, individual welfare, pensions and public budget. We employ … retirement model. We find that labor market participation and retirement behavior in general are strongly influenced by the level …

close to retirement. The age pattern is partly explained by the positive effect of pension wealth on disability pensions …