explain the use of payment instruments by transaction size. In particular, using diary survey data from Canada, France … simulations show that these two factors are significant determinants of the high shares of low-value cash payments in Canada …, France and Germany. Yet, they are not so crucial in the Netherlands, which exhibits a significant share of low-value card …

. The aim was to collect comparable data across European countries (the Netherlands, Germany, France, Belgium, Austria and …, Deutschland, Frankreich, Belgien, Österreich und Schweden), welche sich in Bezug auf Regelungen im Bereich der Integration sowie …