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Rates of return and early retirement disincentives : evidence from a German pension reform

Lüthen, Holger - 2014

undergoing fundamental reforms in many Western countries. Starting with cohort 1937, Germany introduced permanent pension … background of this reform for cohorts 1935-1945. I measure the profitability with the internal rate of return (IRR) and use high … that the deductions introduced by the reform only cause some part of this trend. The majority of the trend, about 75 …

Persistent link: https://www.econbiz.de/10010362934

Social capital and the spread of Covid-19 : insights from European countries

Bartscher, Alina Kristin; Seitz, Sebastian; Slotwinski, … - 2020

Austria, Germany, Italy, the Netherlands, Sweden, Switzerland and the UK. We exploit within-country variation in social …

Persistent link: https://www.econbiz.de/10012221209

Distributional effects of subsidizing retirement savings accounts : evidence from Germany

Corneo, Giacomo; Schröder, Carsten; König, Johannes - 2015

subsidization program in Germany. We find that 38% of the aggregate subsidy accrues to the top two deciles of the population, but …

Persistent link: https://www.econbiz.de/10011281656

Households' financial fragility during the COVID-19 pandemic in Germany

Cziriak, Marius - 2022

I examine the financial fragility of German households during the second wave of COVID-19 infections in the winter of 2020/21 by analyzing the households’ ability to come up with EUR 2,000 within one month. About one in three households reports being unable to cover an unexpected expense of...

Persistent link: https://www.econbiz.de/10013479842

Households' financial resilience, risk perceptions, and financial literacy : evidence from a survey experiment

Bucher-Koenen, Tabea; Fessler, Pirmin; Silgoner, Maria … - 2023 - This version: 21 December 2023

We examine the financial resilience of Austrian households, relating it to their experience of financial shocks earlier in life and to their financial literacy. We find that previous negative (positive) financial shocks are negatively (positively) related to financial resilience. Financial...

Persistent link: https://www.econbiz.de/10014473206

Does consumption decline at retirement? : evidence from repeated cross-section data for Germany

Beznoska, Martin; Steiner, Viktor - 2012

for Germany, this paper analyzes the retirement consumption puzzle for the German case. For our broadest consumption …

Persistent link: https://www.econbiz.de/10009559647

Responsibility-shifting through delegation : evidence from china's one-child policy

Liu, Yiming; Han, Yi - 2023

We provide evidence on how responsibility-shifting through delegation occurred in China's implementation of the one-child policy. We show that trust in local governments was reduced when they were the primary enforcer of the policy (1979-1990), while trust in neighbors was reduced when civilians...

Persistent link: https://www.econbiz.de/10014480245

Can social comparisons and moral appeals increase public transport ridership and decrease car use?

Gessner, Johannes; Habla, Wolfgang; Wagner, Ulrich J. - 2023

In a field experiment with 341 participants, we study whether social comparisons, either in isolation or in combination with a climate-related moral appeal, can change the use of public and car-related transportation. We do so in the context of a mobility budget offered to employees of a large...

Persistent link: https://www.econbiz.de/10014232662

Do individuals accept fluctuations in pension income?

Bucher-Koenen, Tabea; Knebel, Caroline; Weber, Martin - 2023 - This draft: March 21, 2023

How to invest and decumulate wealth during retirement has far-reaching consequences for consumption during retirement. We conduct an online experiment among 2,500 individuals representative of the adult German population. First, we investigate the choice between phased withdrawal plans with...

Persistent link: https://www.econbiz.de/10014311911

Imbalance, inequality, equity, and adjustment in Pay-As-You-Go pension systems in developing countries : an empirical analysis with data from Brazil

Moreira, Ajax; Foguel, Miguel Nathan; Ferreira, Sérgio … - 2022

Using an empirical age-period-cohort model we analyze the effects of different Pay-As-You-Go (PAYG) public pension systems on financial imbalance, on inequality in permanent income, and on the rate of return of social security assets of heterogeneous agents in terms of gender and education....

Persistent link: https://www.econbiz.de/10014429275