. Average savings increase|especially for the financially less literate. We conclude that simplification of pension information … can potentially reduce disparities in pension planning and savings behavior. …

pension contributions and expected standard of living in retirement, using microdata from the German Panel on Household … have lower (higher) expected standards of living in retirement, due to the uncertainty regarding intrahousehold resource … sharing. The empirical results suggest that household bargaining is significantly correlated with individual retirement …

How to invest and decumulate wealth during retirement has far-reaching consequences for consumption during retirement … investigate the choice between phased withdrawal plans with varying riskiness resulting in volatile retirement income. We find … that 40% of the participants choose some risk and thus, accept fluctuations in retirement income. Second, we analyze the …

effects of early retirement disincentives on retirement behavior, individual welfare, pensions and public budget. We employ … retirement model. We find that labor market participation and retirement behavior in general are strongly influenced by the level …

Im langfristigen Zeithorizont der kapitalgedeckten Altersvorsorge kommt Kostenunterschieden zwischen verschiedenen …

expected retirement entry age of individuals. The literature in this field typically estimates the transfer effect on the … actual retirement probability. We suggest to base the analysis on the expected retirement age instead. This entails two …

A large share of the global workforce lacks access to employer-sponsored retirement plans. In Colombia, where labor … informality is high, the government introduced the Beneficios Económicos Periódicos (BEPS) program to promote voluntary retirement … savings. However, many enrollees fail to contribute regularly. We conduct a randomized controlled trial with 2,819 BEPS users …