Showing 1 - 10 of 804
Pensions may be provided for in a modern society by a mix of several methods, namely by voluntary individual savings … workers decide on their own individual savings, that the fully-funded occupational system is decided upon by the age cohort of … pension savings are the only sources of capital supply. When capital supply equals demand from industry there is equilibrium …
Persistent link: https://www.econbiz.de/10012160984
' retirement-savings decisions. In both conditions, the calculator projects workers' retirement income goal. In the treatment … condition, it also projects retirement income based on defined-contribution savings, prominently displays the gap between …We conduct a randomized controlled trial to understand how a web-based retirement saving calculator affects workers …
Persistent link: https://www.econbiz.de/10013470207
retirement savings following the initiation of cancer treatment (chemotherapy). Using comprehensive administrative data from … mandatory retirement savings scheme that permits early access under hardship provisions. We find that early withdrawals increase … down retirement savings as a form of self-insurance, revealing how health risks interact with retirement policy. These …
Persistent link: https://www.econbiz.de/10015413373
Low- and middle-income countries are aging rapidly but stagnation of growth in participation in pension programs, due to widespread informal employment, presents a major fiscal challenge. Some claim that improving the design of pension program rules can encourage more pension contributions,...
Persistent link: https://www.econbiz.de/10015395404
for a reduction in both mortality and in inpatient care as a consequence of the early retirement offer. Increasing the …This paper studies empirically the consequences of retirement on health. We make use of a targeted retirement offer to … army employees 55 years of age or older. Before the offer was implemented in the Swedish defense, the normal retirement age …
Persistent link: https://www.econbiz.de/10010369753
affect investments in a pre-reform period, nor does it affect bequest intentions, (expected) retirement, or the motivations …
Persistent link: https://www.econbiz.de/10012194519
relationship between the gender gap in financial literacy and the gender gap in pension savings amongst non-retired adults aged 18 … where the focus is on pension savings and a more structural specification where the focus is on the "pension return" (the … ratio of pension savings to cumulative earnings). Oaxaca-Blinder decomposition analysis suggests that around 8.5 per cent of …
Persistent link: https://www.econbiz.de/10013187217
concave redistribution may or may not be reversed. With couples only, the ranking of gender retirement ages is always reversed … singles only this implies distortions of retirement decision and restricts redistribution across genders. With couples, a … first best that implies a lower retirement age for females can be implemented by a gender-neutral system. Otherwise, gender …
Persistent link: https://www.econbiz.de/10012519107
Concerns over the adequacy of low and middle-income earner contributions to retirement plans have led governments to …
Persistent link: https://www.econbiz.de/10012373119
Aging populations in developing countries have spurred the introduction of public pension programs to preserve the standard of living for the elderly. The often-overlooked mechanism of intergenerational transfers, however, can dampen these intended policy effects, as adult children who make...
Persistent link: https://www.econbiz.de/10012062263