In allen bedeutenden Industrienationen ist der Dienstleistungssektor der größte und amstärksten wachsende Wirtschaftszweig. Wie in den meisten entwickelten Industriestaatensind mehr als 60% der Arbeitnehmer in Deutschland und 70% in den USA bereits heute imDienstleistungssektor beschäftigt...

The advent of the internet is revolutionizingthe financial services industry. In the future, electronicbanking (EB) will become a strategic factor, evolvingfrom mere transaction banking to the provision ofindividual, highly customized solutions. For this new wayof EB it is essential to have a...

Nahezu alle Großbanken investieren derzeit verstärkt in den Auf- und Ausbau ihres Produkt- undDienstleistungsangebotes im Bereich Private Banking. Besonders umworben werden dabei dieals ertragsstark eingestuften wohlhabenden Privatkunden. Zentraler Baustein des Angebots fürdiese privaten...

At the beginning of the new millennium, the financialservices market is experiencing a fundamental shift. Moretransparent and global markets through new means ofcommunication on the one hand and better informed andmore demanding customers on the other hand have led toa dramatically intensified...

Markets are undergoing a fundamental shift towards the end of the second millenium: inmany business branches the traditional market forms are supplemented - and in some of thembeing replaced in the long run - by new information age forms of business. Firms wanting tomeet this challenge are...

The main determinants of the financial problems of the German statutory health and longtermcare systems are demographic aging, the medical-technical progress as well as thedisproportionate cost increase in long-term care services. Concerning these factors, onlyreform concepts on the expenditure...