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Competition in bank-provided payment services
Bolt, Wilko; Humphrey, David - 2013
Banks supply payment services that underpin the smooth operation of the economy. To ensure an efficient payment system, it is important to maintain competition among payment service providers but data available to gauge the degree of competition are quite limited. We propose and implement a...
Persistent link: https://www.econbiz.de/10011605584
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Cash Management and Payment Choices : A Simulation Model with International Comparisons
Arango, Carlos A. - 2016
proposes a simulation model based on two optimal cash management and payment policies in the payments economics literature to … to understand the high shares of low-value cash payments in Canada, France and Germany. Yet, they do not perform as well … in the case of the Netherlands, overestimating the share of low-value cash payments. We discuss how the differences in …
Persistent link: https://www.econbiz.de/10013001216
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Consumer Cash Usage : A Cross-Country Comparison with Payment Diary Survey Data
Bagnall, John - 2014
We measure consumers' use of cash by harmonizing payment diary surveys from seven countries. The seven diary surveys were conducted in 2009 (Canada), 2010 (Australia), 2011 (Austria, France, Germany and the Netherlands), and 2012 (the United States). Our paper finds cross-country differences –...
Persistent link: https://www.econbiz.de/10013054093
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Competition in Bank-Provided Payment Services
Bolt, Wilko - 2013
Banks supply payment services that underpin the smooth operation of the economy. To ensure an efficient payment system, it is important to maintain competition among payment service providers but data available to gauge the degree of competition are quite limited. We propose and implement a...
Persistent link: https://www.econbiz.de/10013083208