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Do Newspaper Articles on Card Fraud Affect Debit Card Usage?

Kosse, Anneke - 2011

This paper investigates the impact of newspaper publications about debit card skimming fraud on debit card usage in the … phenomenon of skimming fraud significantly affect the number of debit card payments. The direction of the effect depends on the … type of skimming fraud addressed. Newspaper articles on fraud at points-of-sale (POS) and ticket machines depress the …

Persistent link: https://www.econbiz.de/10013120182

Financial factors in economic fluctuations

Christiano, Lawrence; Rostagno, Massimo; Motto, Roberto - 2010

We augment a standard monetary DSGE model to include a banking sector and financial markets. We fit the model to Euro Area and US data. We find that agency problems in financial contracts, liquidity constraints facing banks and shocks that alter the perception of market risk and hit financial...

Persistent link: https://www.econbiz.de/10011605238

Sources of the Small Firm Financing Premium : Evidence from Euro Area Banks

Holton, Sarah - 2017

hampered the smooth transmission of accommodative monetary policy. Using bank level data from 2007 to 2015, we directly measure … bank in the same month for loans to small and large firms (the "Small Firm Financing Premium", SFFP). We assess the role … played by both bank and macroeconomic factors in explaining the variation in the SFFP across countries and through time. We …

Persistent link: https://www.econbiz.de/10012949926

When Losses Turn into Loans : The Cost of Undercapitalized Banks

Blattner, Laura - 2019

natural experiment to study the effects of reduced bank capital adequacy on productivity. Affected banks respond not only by …

Persistent link: https://www.econbiz.de/10012889191

Do Banks Fuel Climate Change?

Reghezza, Alessio; Altunbaş, Yener; Marqués Ibáñez, … - 2021

Do climate-oriented regulatory policies affect the flow of credit towards polluting corporations? We match loan-level data to firm-level greenhouse gas emissions to assess the impact of the Paris Agreement. We find that, following this agreement, European banks reallocated credit away from...

Persistent link: https://www.econbiz.de/10013227326

Money, Credit, Monetary Policy and the Business Cycle in the Euro Area : What Has Changed since the Crisis?

Giannone, Domenico - 2019

This paper studies the relationship between the business cycle and financial intermediation in the euro area. We establish stylized facts and study their stability during the global financial crisis and the European sovereign debt crisis. Long-term interest rates have been exceptionally high and...

Persistent link: https://www.econbiz.de/10012893985

Forward-Looking Reaction to Bank Regulation

Herrala, Risto - 2014

This paper presents evidence that banks react to regulation in a forward-looking manner. A case study documents a reaction to Basel II as early as 2000, in other words about seven years prior to the implementation of the regulation in 2007. Based on the initial information released on Basel II,...

Persistent link: https://www.econbiz.de/10013058642

The State-Dependent Impact of Changes in Bank Capital Requirements

Lang, Jan Hannes; Menno, Dominik - 2023

, we show that the economic impact of changes in bank capital requirements depends on the state of the macro …, the impact on bank loan supply works through a ”pricing channel” which is small: around 0.1% less loans for a 1pp increase …

Persistent link: https://www.econbiz.de/10014353362

Has Regulatory Capital Made Banks Safer? Skin in the Game vs Moral Hazard

Dautović, Ernest - 2020

' tightening on bank probabilities of default is positive albeit statistically insignificant, suggesting that risk-taking may crowd …

Persistent link: https://www.econbiz.de/10012850186

Has Regulatory Capital Made Banks Safer? Skin in the Game vs Moral Hazard

Dautović, Ernest - 2020

gambling for resurrection, the risk-taking is driven by large and less profitable banks. The net impact on bank probabilities …

Persistent link: https://www.econbiz.de/10012827421