bank-firm level credit data, we show that banks reallocate credit within their loan portfolio in at least three different … transmission of the funding shock to credit supply by 22, 8 and 10%, respectively. …This paper provides evidence on the strategic lending decisions made by banks facing a negative funding shock. Using …

bank credit conditions for issuer firms, both at the firm-bank and firm level. We compare new loans granted to issuer firms … addition, issuer firms reduce the amount of used bank credit but increase the overall amount of available external funds …, pointing to a substitution with bank credit and to a diversification of corporate funding sources. Studying their ex …

economy. In our model, producers are financed by both bank debt and equity, and face a mix of systematic and idiosyncratic … macro-prudential policy is represented by a convex dependence of bank capital requirements on the quantity of … uncollateralized credit. We find that this kind of policy is more successful in suppressing equity price swings than moderating output …

to activate macroprudential tools targeting excessive credit growth and leverage. To robustly select the key indicators … using credit to GDP gaps, credit to GDP ratios and credit growth rates, as well as real estate variables in addition to a …

bank-firm level credit data, we show that banks reallocate credit within their loan portfolio in at least three different … transmission of the funding shock to credit supply by 22, 8 and 10%, respectively …This paper provides evidence on the strategic lending decisions made by banks facing a negative funding shock. Using …

This paper assesses the usefulness of private credit variables and other macrofinancial and banking sector indicators …, using data for 23 EU Members States from 1982 Q2 to 2012 Q3. We find that in addition to credit variables, other domestic …

to estimate the effects of bank financial distress on consumer credit and consumption expenditures. We show that …We employ a unique identification strategy linking survey data on household consumption expenditure to bank-level data … the face of a temporary adverse lending supply shock. The results contrast with recent evidence on the real effects of …

Do female directors on banks’ boards influence lending decisions toward less polluting firms? By using granular credit … register data matched with information on firm-level greenhouse gas (GHG) emission intensities, we isolate credit supply shifts … and find that banks with more gender-diverse boards provide less credit to browner companies. This evidence is robust when …

and earnings capacity. Secondly, the impact of banks' capital gap on the credit supply and the security portfolio is … estimated while controlling for the macroeconomic environment. An increase in bank' balance sheet risk is shown to increase the …

This paper presents evidence that personal relationships between corporate borrowers and bank loan officers improve the … outcomes of loan renegotiation. Analysing a bank reorganization in Greece in the mid-2010s, I find that firms that experience …