Similar Search Results

Hassan, Fadi - 2017

between productivity and bank credit in the context of different financial market set-ups, we introduce a model of overlapping … generations of entrepreneurs under complete and incomplete credit markets. Then, we exploit firm-level data for France, Germany … and Italy to explore the relation between bank credit and productivity following the main derivations of the model. We …

Persistent link: https://www.econbiz.de/10012963911

Multiple Lending, Credit Lines and Financial Contagion

Cappelletti, Giuseppe - 2017

Multiple lending has been widely investigated from both an empirical and a theoretical perspective. Nevertheless, the implications of multiple lending for the stability of the banking system still need to be understood. By lending to a common set of borrowers, banks are interconnected and then...

Persistent link: https://www.econbiz.de/10012950803

Life Below Zero : Bank Lending Under Negative Policy Rates

Heider, Florian - 2018

We show that negative policy rates aﬀect the supply of bank credit in a novel way. Banks are reluctant to pass on …

Persistent link: https://www.econbiz.de/10012913551

Lending Relationships in Loan Renegotiation : Evidence from Corporate Loans

Papoutsi, Melina - 2021

This paper presents evidence that personal relationships between corporate borrowers and bank loan officers improve the outcomes of loan renegotiation. Analysing a bank reorganization in Greece in the mid-2010s, I find that firms that experience an exogenous interruption in their loan officer...

Persistent link: https://www.econbiz.de/10013227323

Risk Aversion and Bank Loan Pricing

Camba-Méndez, Gonzalo; Mongelli, Francesco Paolo - 2021

How much of the heterogeneity in bank loan pricing is explained by disparities in banks’ attitude towards risk? The answer to this question is not simple because there are only very weak proxies for gauging the degree of a bank’s risk aversion. We handle this constraint by means of a novel...

Persistent link: https://www.econbiz.de/10013243821

The Impact of Supply Constraints on Bank Lending in the Euro Area - Crisis Induced Crunching?

Hempell, Hannah Sabine - 2010

Aggregate loan development typically hinges on a combination of factors that impact simultaneously on the demand and the supply side of bank lending. The financial turmoil starting in mid-2007 had detrimental consequences for banks' balance-sheets, cost of funds and profitability, thus weighing...

Persistent link: https://www.econbiz.de/10013136644

On the Importance of Prior Relationships in Bank Loans to Retail Customers

Puri, Manju - 2011

borrower characteristics as well as internal and external credit scores. Our results suggest that relationships of all kinds …

Persistent link: https://www.econbiz.de/10013119139

Determinants of Credit-Less Recoveries

Bijsterbosch, Martin - 2011

This paper aims to shed light on the characteristics and particularly the determinants of credit-less recoveries. After … building a dataset and documenting some stylised facts of credit-less recoveries in emerging market economies, this paper uses … panel probit models to analyse key determinants of credit-less recoveries. Our main findings are the following. First, our …

Persistent link: https://www.econbiz.de/10013123785

Loan Supply Shocks and the Business Cycle

Gambetti, Luca - 2012

to have a significant effect on economic activity and credit market variables, but to some extent also inflation, in all …

Persistent link: https://www.econbiz.de/10013101121

Loan Prospecting

Heider, Florian - 2012

loan officers' compensation, banks' use of soft information in credit approval, and their lending standards. When … more competition, banks lower lending standards, may choose to disregard soft and use only hard information in their credit …

Persistent link: https://www.econbiz.de/10013106196