Mortgages constitute the largest part of household debt. An essential choice when taking out a mortgage is between …-country study has analyzed what determines household demand for mortgage types, a task that this paper takes up using new data for … exercise to identify how the easing of monetary policy during the financial crisis affected mortgage holders. It shows that the …

behaviour of Italian mortgage lenders using a novel loan-level dataset. When policy rates turn negative, banks with higher …

mortgage-backed securities is more widespread …

increase with the mortgage interest rate. These theoretical results are supported by empirical analysis, which also shows that …

towards mortgage indebtedness. We find that a given debt burden creates much higher distress in countries with fewer mortgage … holders relative to countries where a significant part of households uses mortgage debt. This effect is net of ppp …

market for residential mortgage-backed securities (RMBS) in the period 2017-2020. We provide evidence that competition …

In this paper we examine the effects of limited liability on mortgage dynamics. While the literature has focused on …

In this paper we examine the effects of limited liability on mortgage dynamics. While the literature has focused on …