The presented house price index for Denmark from 1860 to 2012 has been constructed by analysing already published data from Statistics Denmark. Houses are heterogeneous assets, and nowadays they differ in many aspects from houses in 1860. Due to improved building quality, urbanization and the...

The taxation of the return of residential properties totally depends on the type of ownership and tenure in Denmark and the differences are seen in the computing of income, tax types and in tax rates from 0 % to above 60 %. Together with other housing subsidies this disparity of treatment in...

The dramatic increases in Danish housing prices from 2003 to 2006 cannot be explained satisfactorily by ífundamentalsî but only by using special bubble criteria. The paper presents a topical analysis of the financial stability of owner-occupiers in the nation with the highest household...

Danish mortgage is in its 4th century. Bonds have been used for the funding always. Debt services just pass through the mortgage bank to the investors, at one of the biggest bond markets compared to GDP. The Danish capital market and the interest level are close connected to Euro land. Yet,...

ERES:conference

The existence of a foreclosure system is a presumption for an efficient mortgage system with high loan-to-values (LTV). Denmark is among the countries with the highest debt among owner-occupiers and other mortgage borrowers. Since 1979 Statistics Denmark has published data on foreclosures,...

ERES:conference

There are growing issues of access and affordability to owner-occupation in the UK and in most other industrialised countries. The UK has led the way in developing a range of Low Cost Home Ownership schemes that provide different ways of assisting particular groups of households. Each employs...

This paper examines differences in the extent and patterns of residential mobility in England across tenures and implications of these differences for policy. Of particular relevance is the extent to which the high proportion of social housing results in lower overall mobility, which may have...

ERES:conference