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The housing market is a central macroprudential policy concern in France due to the significant proportion of … residential property loans in bank balance sheets and the high weight of housing in household wealth. The surge in house prices at … provision of housing loans. Using a model, this article attempts to examine the impact of measures which directly or indirectly …
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Ce chapitre explore les déterminants interne et externe de l'achat d'un logement, mobilisant les concepts de psychologie, psychanalyse, d'urbanisme de sociologie et d'économie afin de mieux comprendre les relations entre un individus et son logement. Il présente d'une part les déterminants...
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With population ageing in a changing PAYG system context, our aim is to identify whether households take into account a retirement risk in their global accumulation behaviour. We define the retirement risk as a long term revenue risk linked with changes in the generosity of the PAYG system. We...
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L'article expose les processus de construction et d'interprétation du terme de « surendettement » à partir de la loi Neiertz de 1989, qui fait entrer cette question dans le champ d'intervention politique. Il invite à réfléchir à la façon dont les différents acteurs déclinent, en...
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