The aim of this paper is to make imputation of earnings in observations with missing values in the Encuesta Nacional de Ocupaciones y Empleo (ENOE), and also to analyze a possible bias in human capital estimations from ignoring such missing observations. We present imputations by two methods,...

There is a growing interest for designing polices that may help increase the use of formal financial products by poor people. We use a panel database of families with access to these financial products and analyze why some use these products and others not. To verify the robustness of our...