We exploit variation in commercial bank capital ratios across states to identify the impact of commercial bank balance … indicate a lack of substitutes for bank funding both in the short and long run. This lack of substitutes implies a notable … highlight the potential effects that bank balance sheet pressures, for example, from tightening capital adequacy standards, such …

disproportionately curtailed credit to three types of borrowers: (1) private, bank-dependent SME firms, (2) firms whose lending …) contribute a bank capital-based transmission channel to the literature studying the effects of the pandemic on SME firms …Did banks curb lending to creditworthy small and mid-sized enterprises (SME) during the COVID-19 pandemic? Sitting on …

Bank lending to small firms in the U.S. fell substantially during the recent financial crisis and the ensuing recession … other relevant factors, including several balance sheet measures of bank health, we find that small banks that experienced …

flow of credit to small and mid-sized firms during the COVID-19 crisis on bank lending to businesses. Using instrumental … the flow of bank credit during the pandemic by serving as a backstop to the bank loan market and by increasing banks …

We examine the effect of the social networks of bank directors on board gender diversity and compensation using a … are significant differences in the size and gender composition of social networks of male vs female bank directors. We … also find that samegender networks play an important role in determining the gender composition of bank boards. Finally, we …

We study how a bank credit crunch -- a dramatic worsening of firm and consumer access to bank credit, such as the one … credit. We find that, for employment, household access to bank loans matters more than firm access to bank loans. In addition …