In Germany, employees are generally obliged to participate in the public health insurance system, where coverage is universal, co-payments and deductibles are moderate, and premia are based on income. However, they may buy private insurance instead if their income exceeds the compulsory...

This paper uses information about prime age individuals living in Amsterdam to study the dynamics in the use of tobacco, cannabis, and cocaine. The analysis examines transitions from non-use to use, as well as transitions from use to non-use. Particular attention is given to the effect of the...