McKernan, Signe-Mary; Rademacher, Ida; Ratcliffe, Caroline - In: Housing Policy Debate 21 (2011) 4, pp. 605-625
This study is the first to compare the homeownership outcomes of Individual Development Account (IDA) homebuyers with other low-income homebuyers. The IDA homebuyers purchased homes in 16 states with IDA funds between 1999 and 2007. We compare both loan terms and foreclosure outcomes for the IDA...