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To invest or not to invest in sanitation: The role of intra-household gender differences in perceptions and bargaining power

Augsburg, Britta; Malde, Bansi; Olorenshaw, Harriet; … - 2023

We exploit novel data collected within a randomized controlled trial of a sanitation microcredit intervention to study how intra-household gender differences in perceptions of costs and benefits of sanitation impact investment decisions. We show that - as long as the wife is involved in...

Persistent link: https://www.econbiz.de/10014480697

Savings and wealth of the lifetime rich: Evidence from the UK and US

Bozio, Antoine; Emmerson, Carl; O'Dea, Cormac; Tetlow, Gemma - 2013

Whether higher lifetime income households do save a larger share of their income is one of the longstanding empirical questions in economics that has been surprisingly difficult to answer. We use both consumption data and a new dataset containing both individual survey data on wealth holdings...

Persistent link: https://www.econbiz.de/10010331000

Retirement sorted? The adequacy and optimality of wealth among the near-retired

Crawford, Rowena; O'Dea, Cormac - 2014

Much of the focus of the UK pensions policy debate over the past decade has been on the adequacy (or otherwise) of private retirement saving. In this paper, we present the first assessment of the optimality of the retirement resources of English couple households born in the 1940s. Here,...

Persistent link: https://www.econbiz.de/10011335622

Cash and pensions: Have the elderly in England saved optimally for retirement

Crawford, Rowena; O'Dea, Cormac - 2014

Using a model where households can save in either a safe asset or in an illiquid, tax-advantaged pension, we assess the extent to which those who recently reached the state pension age in the UK have saved optimally for retirement. The policy environment specified closely matches that prevailing...

Persistent link: https://www.econbiz.de/10011335629

Temptation and commitment: Understanding the demand for illiquidity

Kovacs, Agnes; Moran, Patrick - 2019

households are tempted to consume their liquid wealth but can use illiquid housing as a savings commitment device. The importance … of temptation and commitment is identified using data on consumption, liquid assets, and housing wealth over the life … need for commitment. Preference for illiquidity has important implications for the consumption response to unexpected …

Persistent link: https://www.econbiz.de/10012265316

Anti-smoking policies and smoker well-being: Evidence from Britain

Leicester, Andrew; Levell, Peter - 2013

Anti-smoking policies can in theory make smokers better off, by helping smokers with time-inconsistent preferences commit to giving up or reducing the amount they smoke. We use almost 20 years of British individual-level panel data to explore the impact on self-reported psychological well-being...

Persistent link: https://www.econbiz.de/10010331030

Anti-smoking policies and smoker well-being: evidence from Britain.

Leicester, Andrew; Levell, Peter - Institute for Fiscal Studies (IFS) - 2013

Persistent link: https://www.econbiz.de/10010671452

Microfinance at the margin: Experimental evidence from Bosnia and Herzegovina

Augsburg, Britta; de Haas, Ralph; Harmgart, Heike; … - 2012

education ran down their savings, presumably to complement the loan and to achieve the minimum amount necessary to expand their …

Persistent link: https://www.econbiz.de/10010331004

Social proximity and misinformation: Experimental evidence from a mobile phone-based campaign in India

Armand, Alex; Augsburg, Britta; Bancalari, Antonella; … - 2023

We study how social proximity between the sender and the receiver of information shapes the effectiveness of preventive health campaigns. Focusing on shared religious affiliation as a signal of proximity, we implemented a field experiment during the initial phase of the COVID-19 pandemic in two...

Persistent link: https://www.econbiz.de/10014581868

How much do lifetime earnings explain retirement resources?

Bozio, Antoine; Emmerson, Carl; Tetlow, Gemma - 2011

We use a unique dataset, containing individual survey data from the English Longitudinal Study of Ageing linked to administrative data on earnings histories from administrative records, to construct measures of lifetime earnings and examine how these relate to financial resources in retirement....

Persistent link: https://www.econbiz.de/10010275766