This paper analyses the effect of asset prices on credit growth in France and tries to disentangle credit demand and … period, but without credit supply factors being singled out. By contrast, housing price growth has a significant effect … during periods of financial instability only, even after controlling for credit demand effects. These results show that …

This paper reviews the empirical relationships between credit growth, economic recovery, and bank profitability in … 10 percent increase in bank credit to the private sector is associated with a rise of 0.6-1 percent in real GDP and 2 … profitability is positively and significantly influenced by credit growth, but this relationship has weakened after the GFC …

This paper analyzes how different types of bank funding affect the extent to which banks ration credit to borrowers … of credit rationing, unsecured wholesale finance is shown to amplify the credit market impact of capital requirements as … secured funding. The collateralization of wholesale funding is found to expand the extent of credit rationing …

potentially promising solution to reduce the cost of credit and increasefinancial inclusion. However, machine learning (ML … contributes to theliterature by discussing potential strengths and weaknesses of ML-based credit assessment through(1) presenting … in credit risk analysis. FinTech credit has the potential toenhance financial inclusion and outperform traditional credit …

While some credit booms are followed by economic underperformance, many are not. Canlending standards help separate … good credit booms from bad credit booms contemporaneously?To observe lending standards internationally, I use information … share is procyclical, suggesting that lending standards in bond markets areextrapolative. Credit booms with deteriorating …

We analyze the transmission of bank-specific liquidity shocks triggered by a credit rating downgrade through the … lending channel. Using bank-level data for US Bank Holding Companies, we find that a credit rating downgrade is associated …

vulnerabilities associated with excessive credit expansions, and to support macroprudential policy analysis. In MAPMOD, bank loans … balance sheets and sow the seeds of a financial crisis. Banks respond to losses through higher spreads and rapid credit …

with excessive credit expansions, and to support macroprudential policy analysis. In MAPMOD, bank loans create purchasing … sow the seeds of a financial crisis. Banks respond to losses through higher spreads and rapid credit cutbacks, with …