This paper analyses the effect of asset prices on credit growth in France and tries to disentangle credit demand and … period, but without credit supply factors being singled out. By contrast, housing price growth has a significant effect … during periods of financial instability only, even after controlling for credit demand effects. These results show that …

improved credit appraisals and stricter impairment standards on the bank side, will be critical to help India's banks resume …

Despite robust deposit growth, credit growth has been sluggish in the Philippines. We attribute this to legacy …

Banking credit to the private sector in Latin America has on average increased by 7 percent of GDP from primo 2004 to … ultimo 2011, with real credit in some countries growing by up to 20 percent per year. This paper documents and analyzes the … patterns of credit growth in 18 countries in Latin America and uses econometric methods to determine whether it is indicative …

We study the impact of bank credit on firm productivity. We exploit a matched firm-bankdatabase covering all the credit … relationships of Italian corporations, together with a naturalexperiment, to measure idiosyncratic supply-side shocks to credit … practices, while a credit expansion haslimited impact. Quantitatively, the credit contraction between 2007 and 2009 accounts …

This paper reviews the empirical relationships between credit growth, economic recovery, and bank profitability in … 10 percent increase in bank credit to the private sector is associated with a rise of 0.6-1 percent in real GDP and 2 … profitability is positively and significantly influenced by credit growth, but this relationship has weakened after the GFC …

potentially promising solution to reduce the cost of credit and increasefinancial inclusion. However, machine learning (ML … contributes to theliterature by discussing potential strengths and weaknesses of ML-based credit assessment through(1) presenting … in credit risk analysis. FinTech credit has the potential toenhance financial inclusion and outperform traditional credit …

Promoting credit services to small and medium-size enterprises (SMEs) has been a perennial challenge for policy makers … fintech approach to assessing credit risk using big data and machine learning models with the bank approach using traditional … information can complement or, where necessary, substitute credit history in risk assessment, allowing unbanked firms to borrow …

credit supplied. This paper identifies a range of factors that could lower spreads in the Kyrgyz Republic: more competition …, higher capital, lower credit risk, larger loan size, lower deposit rates and external funding costs, as well as a stronger …