Community (EAC) countries2. The results show that the degree of competition is low due to a combination of structural and socio …

The paper analyzes the relationship between bank competition and stability, with a specific focus on the Middle East … and North Africa. Price competition has a positive effect on bank liquidity, as it induces self-discipline incentives on … banks for the choice of bank funding sources and for the holding of liquid assets. On the other hand, price competition may …

Using the Panzar and Rosse H-Statistic as a measure of competition in 45 countries, we find that more competitive … crisis. Our results indicate that competition and concentration capture different characteristics of banking systems, meaning … that concentration is an inappropriate proxy for competition. Our findings suggest that policies promoting competition …

curves and an inability to offer deposit rates significantly below zero combine to compress bank earnings in this environment …

significant bank consolidation has been taking place in these countries, reflected in a sharp decline in the number of banks, this …

system in Malawi. The financial reform program commenced in 1989 when both the Reserve Bank Act and the Banking Act were … power, high reserve requirements, high central bank discount rate and high inflation …

Bank competition can induce excessive risk taking due to risk shifting. This paper tests this hypothesis using micro …

analyzes the implications of these challenges on bank competitveness, and explores the factors that could support digital … infrastructure, a strong legal and business environment, and healthy competition. Nonetheless, some digital leaders may fall behind … active fintech and bigtech companies, and weak bank balance sheets …

). We use detailed individual-level survey data, combined with key country-level indicators of bank competition and …, and bank loans). We find that more competition tends to increase the probability of access to these financial products. On …In this paper we study how competition and financial soundness affect financial inclusion in Sub-Saharan Africa (SSA …