's survey of terms of business lending. We find that ex-ante risk taking by banks (as measured by the risk rating of the bank …

-to-assets ratio is ambiguous. Similarly, as competition increases, the probability of bank failure can either increase or decrease. We …

41 SSA countries to study the determinants of bank profitability. We find that apart from credit risk, higher returns on …Bank profits are high in Sub-Saharan Africa (SSA) compared to other regions. This paper uses a sample of 389 banks in … assets are associated with larger bank size, activity diversification, and private ownership. Bank returns are affected by …

This paper analyzes the relationship between oil price shocks and bank profitability. Using data on 145 banks in 11 oil …-exporting MENA countries for 1994-2008, we test hypotheses of direct and indirect effects of oil price shocks on bank profitability …. Our results indicate that oil price shocks have indirect effect on bank profitability, channeled through country …

bank net interest margins. Combined with resilient asset quality, wider net interest margins supported record profits for …

of the new bank taxes—in terms of their tax base, rate, duration, and burden. The paper discusses several trade-offs in … the design of bank taxes and argues that an alternative or complementary policy response to temporarily high bank profits … is to lock them in as usable bank capital, for example through an increase in countercyclical capital buffer rates …

loans, while controlling for bank, borrower, and regional characteristics. The wealth of data al …