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The study examines empirical relationships between income inequality and three features of finance: depth (financial sector size relative to the economy), inclusion (access to and use of financial services by individuals and firms), and stability (absence of financial distress). Using new data...
Persistent link: https://www.econbiz.de/10012153778
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Women are underrepresented at all levels of the global financial system, from depositors and borrowers to bank board … insurance can have both economic and societal benefits. For example, women merchants who opened a basic bank account tend to … analysis suggests that, controlling for relevant bank- and country-specific factors, the presence of women as well as a higher …
Persistent link: https://www.econbiz.de/10011976175
A new wave of technological innovations, often called 'fintech,' is accelerating change in the financial sector. What impact might fintech have on financial services, and how should regulation respond? This paper sets out an economic framework for thinking through the channels by which fintech...
Persistent link: https://www.econbiz.de/10011713763
Despite sustained economic growth and rapid poverty reductions, income inequality remains stubbornly high in many low-income developing countries. This pattern is a concern as high levels of inequality can impair the sustainability of growth and macroeconomic stability, thereby also limiting...
Persistent link: https://www.econbiz.de/10011610768
The proposed SDN documents the evolution of bank size and activities over the past 20 years. It discusses whether this … to which bank size and market-based activities contribute to systemic risk. The paper concludes with policy messages in …
Persistent link: https://www.econbiz.de/10014411240
DISCLAIMER: This Staff Discussion Note represents the views of the authors and does not necessarily represent IMF views or IMF policy. The views expressed herein should be attributed to the authors and not to the IMF, its Executive Board, or its management. Staff Discussion Notes are published...
Persistent link: https://www.econbiz.de/10009231801
-scope bank business models and corporate structures …
Persistent link: https://www.econbiz.de/10009774905
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The appropriate level of bank capital and, more generally, a bank's capacity to absorb losses, has been at the core of … to avoid imposing losses on bank creditors or resorting to public recapitalizations of banks in past banking crises. The … bank credit and lending rates. Its findings broadly support the range of loss absorbency suggested by the Financial …
Persistent link: https://www.econbiz.de/10011453230