In this paper we study how competition and financial soundness affect financial inclusion in Sub-Saharan Africa (SSA …). We use detailed individual-level survey data, combined with key country-level indicators of bank competition and …, and bank loans). We find that more competition tends to increase the probability of access to these financial products. On …

We examine how bank competition in the run-up to the 2007-2009 crisis affects banks' systemic risk during the crisis … competition at the industry level lead to higher realized systemic risk. The results suggest that the use of securitization …

Bank competition can induce excessive risk taking due to risk shifting. This paper tests this hypothesis using micro … standards by twice as much as those with concentrated markets between 2000 and 2005. Such risk taking pattern was associated …

This paper seeks to evaluate efficiency and competition dynamics of the Kenyan banking sector for the period 2001 … sector; secondly, we apply Panzar-Rosse, H-statistics model to assess competition in the banking sector; thirdly we introduce … competition. The study findings indicate efficiency was on an upward trend and averaging at 69 percent. The results also indicate …

Financial liberalization and globalization have enhanced competition in the banking sector with profound implications … for stability. Positively, competition has had obvious benefits including increased efficiencies, continuous financial … innovations and accelerated financial inclusion. However, to certain levels, competition may increase risk taking by banks where …