capital and liquidity regulation on bank-lending following the 2008 financial crisis. We find that U.S. banks reinforce their … bank-retail-and-other-lending-growth for large European banks in the context of deleveraging and the 'credit crunch' in … bank-lending-growth, which supports the need to consider heterogeneous banks' characteristics and behaviors when …

interventions aimed at alleviating the bank capital crunch. We find that the growth of firms dependent on external financing is … disproportionately positively affected by bank recapitalization policies, and that this effect is quantitatively important and robust to …

banks covering 128 countries. The calculations show that a sizeable percentage of the banks in most countries would meet the … minimum NSFR prudential requirement at end-2012, and, further, that larger banks tend to be more vulnerable to the … NSFR is a relatively consistent regulatory measure for capturing banks’ funding risk. Finally, the paper discusses key …

Following the COVID shock, supervisors encouraged banks to use capital buffers to support the recovery. However, banks … have been reluctant to do so. Provided the market expects a bank to rebuild its buffers, any draw-down will open up a … capital shortfall that will weigh on its share price. Therefore, a bank will only decide to use its buffers if the value …

bank tax, and the U.S. administration has revived its own proposal for such a charge. This paper considers the structure … for taxing bank borrowing, perhaps as an adjunct to minimum capital requirements, at marginal rates that rise quite … higher than those of the bank taxes so far adopted or proposed …

Concerns about excessive variability in bank risk weights have prompted their review by regulators. This paper provides … for major banks in the European Union using internal models. It also finds that corporate risk weights are sensitive to … significantly for some banks, but they would not experience a shortfall relative to Basel III's minimum requirements. This, however …

that the majority of U.S. banks would not qualify for an "off-ramp"option-where regulatory relief is offered to FCA … qualifying banks (QBOs)-unless considerable amounts of capital are added, and that large banks are much closer to the proposed … moral hazard problem that arises due to the QBO optionality, where banks are likely to increase the riskiness of their asset …