In a nationally-representative sample, we predict retirement savings using survey-based elicitations of exponential … present over the future, are highly significant and economically meaningful predictors of retirement savings. These … calculations suggest that eliminating EGB and PB would increase retirement savings by approximately 12 percent …

Facing a reduction in pension generosity, individuals can compensate the loss by working longer or saving more. This … paper shows that the impact of changes in pension generosity on saving crucially depends on the possibility of prolonging … future employment. Exploiting across cohort variation in expected pension wealth induced by a 3-year lift in early retirement …

increasingly important factor in the retirement decision. Therefore it is relevant to know whether workers with a different …

Recent reforms to social security in many countries have sought to delay retirement. Given the family context in which … retirement decisions are made, social security reforms have potentially important spill-over effects on the participation of … spouses. This paper analyses the impact of women's pension incentives on the retirement decision of their husband. The 1993 …

conditions, with particular interest in saving practices and labour market activity. We make use of the Pension awareness of …

Defaults have been shown to have a powerful effect on retirement saving behavior yet there is limited research on who … data on employer-sponsored retirement accounts linked to survey data, we estimate the relationship between retirement … saving choices and individual characteristics – long-term discounting, present bias, financial literacy, and exponential …

disparate effects by age. We find that those approaching retirement age (aged 55 to 64) experienced reduced life … approaching retirement age, but not of younger working-age adults, is closely correlated with wealth indices (e.g., the Case …

The existing literature suggests that when the saving decision of two-earner households under risk is analysed …, standard results on the existence of precautionary saving no longer apply: precautionary saving is obtained if and only if very … stringent conditions hold. This paper shows that when the two-earner household's saving decision is formulated more generally …

annuitization decision as well as how quickly or slowly to spend down assets in retirement. Accordingly, we conclude that narrow …