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Workers' Moral Hazard and Insurer Effort in Disability Insurance

Koning, Pierre; Lent, Max - 2022

Disability Insurance (DI) may affect workers' outcomes such as their probability to enter DI, to recover, and their employment. Supplementary insurance may increase these moral hazard effects, but also increases the financial gains of private insurers to reduce benefit costs. With increased...

Persistent link: https://www.econbiz.de/10014030828

Moral Hazard Heterogeneity : Genes and Health Insurance Influence Smoking after a Health Shock

Biroli, Pietro; Zwyssig, Laura - 2021

Decision-making in the realm of health behaviors, such as smoking or drinking, is influenced both by biological factors, such as genetic predispositions, as well as environmental factors, such as financial liquidity and health insurance status. We show how the choice of smoking after a...

Persistent link: https://www.econbiz.de/10013240291

Health Effects of Containing Moral Hazard : Evidence from Disability Insurance Reform

García Gómez, Pilar - 2014

We exploit an age discontinuity in a Dutch disability insurance (DI) reform to identify the health impact of stricter eligibility criteria and reduced generosity. Women subject to the more stringent rule experience greater rates of hospitalization and mortality. A €1,000 reduction in annual...

Persistent link: https://www.econbiz.de/10013049066

A Dynamic Analysis of the Demand for Health Insurance and Health Care

Bolhaar, Jonneke; Lindeboom, Maarten; Klaauw, Bas van der - 2021

We investigate the presence of moral hazard and advantageous or adverse selection in a market for supplementary health insurance. For this we specify and estimate dynamic models for health insurance decisions and health care utilization. Estimates of the health care utilization models indicate...

Persistent link: https://www.econbiz.de/10013324973

Drug Decriminalization and the Price of Illicit Drugs

Félix, Sónia - 2015

, 2001. We investigate especially the impact of the policy change on the price of illicit drugs. The analysis is performed …

Persistent link: https://www.econbiz.de/10013027751

How Do Drug Prices Respond to a Change from External to Internal Reference Pricing? Evidence from a Danish Regulatory Reform

Kaiser, Ulrich - 2015

We study the effects of a change in the way patient reimbursements are calculated on the prices of pharmaceuticals … analyze three therapeutic classes with different treatment durations and show that the reform led to substantial price … decreases for our lifelong treatment and to less substantial price reductions for our medium duration treatment while we do not …

Persistent link: https://www.econbiz.de/10013029645

The Economics Behind the Epidemic : Afghan Opium Price and Prescription Opioids in the US

Deiana, Claudio - 2020

We investigate the effect of variations in the price of opium in Afghanistan on per capita dispensation of prescription … expenses of opioid producers increase following opium price declines and so do their stock prices and profits. Overall, our …

Persistent link: https://www.econbiz.de/10012843718

Regulation of Pharmaceutical Prices : Evidence from a Reference Price Reform in Denmark

Kaiser, Ulrich - 2013

domestic products) reference price system.We find that while our estimated consumer compensating variation is small, the reform …

Persistent link: https://www.econbiz.de/10013085071

The Role of Sickness in the Evaluation of Job Search Assistance and Sanctions

van den Berg, Gerard J. - 2016

Unemployment insurance agencies may combat moral hazard by punishing refusals to apply to assigned vacancies. However, the possibility to report sick creates an additional moral hazard, since during sickness spells, minimum requirements on search behavior do not apply. This reduces the ex ante...

Persistent link: https://www.econbiz.de/10013001341

The Optimal Timing of Unemployment Benefits : Theory and Evidence from Sweden

Kolsrud, Jonas - 2019

This paper provides a simple, yet general framework to analyze the optimal time profile of benefits during the unemployment spell. We derive simple sufficient-statistics formulae capturing the insurance value and incentive costs of unemployment benefits paid at different times during the...

Persistent link: https://www.econbiz.de/10012904023