We study the factors that predict medical malpractice ("med mal") insurance premia, using national data from Medical … Liability Monitor over 1990 to 2017. A number of core findings are not easily explained by standard economic theory. First, we … across states at a given time and within states across time. Our results suggest that insurance companies do not fully adjust …

, not fully insured, or not directly involved. We show this external cost is capitalized in the insurance market: car … insurance premiums of other road users increase when trucks are added to the road …

Disability Insurance (DI) may affect workers' outcomes such as their probability to enter DI, to recover, and their … employment. Supplementary insurance may increase these moral hazard effects, but also increases the financial gains of private … increased insurance coverage on workers' outcomes are thus ambiguous. This paper aims to separate worker and insurer responses …

This high-stakes experiment investigates the effect on buyers of mandatory disclosures concerning an insurance policy … trusting plays an important role. Trust is clearly associated with greater willingness to pay for insurance. Unlike in previous … of breach is negligible. However, as for much B2C insurance marketing, face-to-face selling plays a crucial role in our …

duration models is not straightforward. This paper shows that the original decomposition that uses a linear model can also be … decomposition of some nonlinear models commonly used in applied econometrics including binary choice, duration and Box‐Cox models …